Frequently Asked Questions


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Why do I need life insurance?

You need life insurance to protect your partner and kids from the overwhelming financial loss if something happens to you. Insurance furnishes financial protection that helps pay off debts, maintain the cost of living expenses, and any medical or final expense costs.

How much life insurance do I need?

This question is one of the most common concerns when purchasing life insurance. You must ask yourself what is the amount that would pay off all your debts, including mortgage payments if you have one, and how much your dependents need to maintain the same lifestyle after you have gone. Our insurance calculator can estimate how much life insurance you need. It is based on your existing assets and debts. It’s simple and quick to see how much life insurance coverage you need. CLICK HERE for our insurance calculator.

Is my private information safe on your site?

Yes. We protect your sensitive information with our trusted partnership with DocuSign and never sell your information to advertisers.

I don't need it, my job includes life insurance.

Group policies provided are designed to pay a limited benefit amount, which could be insufficient to cover your family’s financial needs. In addition, if you change jobs, this type of coverage will not transfer to you. It ends with the job.

Do I need a physical exam to get life insurance?

Medical exam requirements are not necessary on all policies. It depends on the insurance company, your age, and your health. The purpose of the exam is for the insurance company to evaluate risk and calculate an accurate premium cost. In most cases, the medical exam is done at the expense of the insurance company and can be given in your home.

Why do I need life insurance if I'm young?

Yes, when you are younger, life insurance may not be something you would consider, but buying at an earlier age will cost you significantly less than purchasing at an older age. It allows you to buy a lot more insurance coverage overall.

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What Type of Life Insurance is Best for You?

There is a wide array of life insurance options available, it can be overwhelming to decipher which one is the right fit for you. In this comprehensive guide, we’ll explore the different types of life insurance policies, their unique benefits, and key factors to consider when making this important decision.

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Art Life Insurance Agency

6320 Canoga Ave, #1515

Woodland Hills, CA 91367


(855) 462-2542


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